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There are around 32 Mutual Fund Companies in India. For withdrawal of amounts (either partial or full withdrawal), the link for downloading the forms is given here - A)  https://www.karvymfs.com/karvy/Distributor/COMMON%20TRANSACTION%20FORM.pdf Above form can be used for following AMCS (Mutual Funds) - Axis Mutual Fund Baroda Pioneer Mutual Fund BOI AXA Mutual Fund Canara Robeco Mutual Fund DHFL Pramerica Mutual Fund Edelweiss Mutual Fund Essel Mutual Fund IDBI Mutual Fund India Bulls Mutual Fund INVESCO Mutual Fund JM Financial Mutual Fund LIC Mutual Fund Mirae Asset Mutual Fund Motilal Oswal Mutual Fund Principal Mutual Fund Quantum Mutual Fund Reliance Mutual Fund Taurus Mutual Fund UTI Mutual Fund B) https://www.camsonline.com/Downloads/Redemption_Transaction_Slip.pdf Above Form can be used for following AMCs - AIG Mutual Fund. Birla SunLife. BNP-Paribas Mutual Fund. DSP Black Rock. Fidelity(take over by L&T). HDFC Mutual Fund. HSB...

AND I WILL TRY MY BEST TO GIVE YOU MY SINCERE AND HONEST ADVICE, FREE. By sending an email to : ask.anything.mf@gmail.com

Direct equity definitely has given better returns than mutual funds. It should be remembered that investment in share market also carries greater risk. As we know, greater the risk,bigger is the reward But if one is trained in handling the risk,one may get injured or harmed Therefore,it is advised, before attempting direct equity investment,one should learn or attempt the art of risk taking in equity markets, or managing risk Take a calculated risk and this may give a much much better rewards than mutual funds.

Profits from Mutual Fund are of two kinds - Short Term Capital Gains - IF the MF units are sold before completion of one year from the date of purchase, then 15% short term capital gains tax is applicable. Long Term Capital Gains Tax - IF the Units of MF are sold after completion of more than one year (from the date of purchase), then profits (if any) on such transaction are exempted from Income Tax to the extent of Rs One lakh per annum. And if the profit exceeds Rs One lakh per annum, then the amount of profit exceeding One lakh will be taxed @ 10% from current assessment year onwards.

Only God knows WHAT is  the Best time to invest. Whereas our reality is that of  humans beings! There is a simple Magic Mantra to  be followed for  - Do not TIME the market , Give TIME to the market. I have seen people, who try to time the market, often end up buying at higher levels and sell at lower levels. In simple terms -  Staying invested for a longer period is what needs to be followed in addition to other analytical tools like Financial Analysis & Technical Analysis. 

Looking at a bigger time horizon, viz more than 20 years time frame, following two schemes have been out performers- Reliance Growth Fund - Started in Oct 1995, the Unit NAV has grown from Rs 10/= to Rs 1139=4581 today, which is compounded annual growth rate of approx 23% Sundaram Select Mid Cap Fund - Started in July 2002, has grown from Rs 10/= to Rs 522=77 today, giving a compounded annual growth rate of approx 28%

Mutual Fund Organisation is an intermediary for people who want to invest in Share Market, but do not have time, resources and skill to invest directly in the share market on the one end and skilled and trained individuals who are capable of managing money profitably on another end. In short, for small investors, it is a good medium to participate in India’s economic growth and be rewarded financially, without having to go into nitty gritty of making decisions of which share to buy and when to sell, which is a risky decision. Past records of around 30 years show that Investors in Mutual Funds have reaped better returns  as compared to Bank FDs and can provide investors a better option other than Bank Deposits for investing their savings.